Behind on your mortgage? You have more options than you think, if you move early.
A foreclosure notice is frightening, and it's easy to put the envelope in a drawer. Don't. In Kansas, foreclosure goes through the courts, which usually takes months. That's time you can use to sell on your own terms.
If there's equity in the house, selling before the sheriff's sale means that money goes to you instead of disappearing at auction. I can make an offer quickly, request your payoff from the lender with your permission, and close before the deadline. If selling to me isn't your best move, I'll tell you.
Get your cash offer
Four quick questions. No obligation.
- Step 2 of 4: Condition
- Step 3 of 4: Timeline
- Step 4 of 4: Contact
How I handle it
- I work backward from your sale date so closing happens in time
- Back taxes and HOA dues are paid from the sale at closing
- No repairs, cleaning or showings while you're under this much stress
- An honest answer if a loan modification or a listing would serve you better
Questions about this
Can you stop a foreclosure?
I can't stop the court case itself, but if I close on your house before the sheriff's sale, the loan is paid off at closing and the foreclosure ends there. How much time you have depends on where your case is, so call early.
What if I owe more than the house is worth?
Then a cash sale may not cover the payoff, and I'll tell you that up front. A short sale, where the lender agrees to accept less, may be an option, and we can talk it through.
Will selling hurt my credit?
Payments already reported late stay on your report, but avoiding a completed foreclosure is generally much better for your credit than letting it finish. A HUD-approved housing counselor can advise on your situation for free.
How selling to Brayden Buys Homes works
- 1
Tell me about the house
Answer four questions here or call me. It takes about two minutes, and there's no obligation.
- 2
Get a written offer
I look at recent sales nearby and what the house needs, then send a cash offer, usually within 24 hours. I'll explain how I got the number.
- 3
Close on the date you pick
If you accept, a local title company handles the paperwork and you're paid at closing. If you don't, that's the end of it.
What sellers say about working with Brayden
Brayden Buys Homes is new to Wichita, but Brayden isn’t new to buying houses. These are Google reviews from sellers he’s worked with, word for word.
“Brayden was great when it came to selling my parents house. It was such an emotional time but he made sure we got what we could from the purchase. Thank you.”
Mary HolleyGoogle review “Brayden was great to work with! Very professional & friendly and did everything he said he was going to do! He bought one of my properties and closed quickly, all cash — very smooth transaction!”
John LohmannGoogle review “Brayden is an outstanding guy! Working with him was a complete breeze. He was upbeat, and answered all my questions. Highly recommend.”
Haley BittleGoogle review
Get your cash offer, then decide.
Four questions, a written offer, and no obligation to take it.